Assessment of Credit Management.in Case of Dashen Bank...

New milliniom University Collage of Business and Economics Department Of Accounting and Finance Assessment of Credit management process: case Study on Dashen Bank Wukro Branch SENIOR ESSAY SUBMITTED TO THE DEPARTMENT OF ACCOUNTING AND FINANCE FOR THE PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF B.A DEGREE IN ACCOUNTING AND FINANCE By: HAFTAMU GIDEY ID. No 174/03 ADVISIOR: HALEMIKIAL TETEMKE June, 2012 WUKRO Acknowledgement First and for most I would like to praise the lord my God for his mercy and all round support throughout my life. Next my greatest debit and intend by heart full gratitude so my†¦show more content†¦31 Table 12: institution visit clients business .............................................................. 32 Table 13: the relationship between accept deposit and grating loan ....................... 33 Table 14: Comparing non- performance loan with performing loan and reason for default ............................................................................ 34 4.2 Analysis of interview 35 CHAPTER four 37 CONCLUSION AND RECOMMENDATION 37 4.1 CONCLUSION 37 4.2 Recommendation 38 BIBLIOGRAPHY Chapter one 1. Introduction 1.1 Background of the study Banks are financial institution that accept deposited and grant make loans, include under the term banks are firms such as commercial bank, saving and loan association mutual saving bank, and credit unions. Banks are the financial intermediaries that the average person interacts with most frequently. A person who need a loan to buy a house or a car usually obtain its from a local bank. While providing credit as a main source of generating income, banks take in to account much consideration as a factor or credit management which helps them to minimize the risk of default that results in financial distress and bankruptcy. This is due to the reason that while banks providing credit they are exposed to risks of default risk of interest and principal repayment,

Fitness program for Football Free Essays

Many things affect your performance in games. Training preparation and fitness definitely affect your performance in games this is because when you train you improve everything needed to play football. If you exercise and train on cardiovascular endurance therefore you can last a whole game without tiring which is great because then you can play without the team having the strain of carrying you through the match. We will write a custom essay sample on Fitness program for Football or any similar topic only for you Order Now So if you train you become fitter if the training involves steady progression, this will enable you to play the game without tiring or straining yourself to hard. The better and more you exercise won’t just affect your fitness it affects all three aspects of your health. The three aspects of health are social, mental and physical well-being. If you do exercise the social well-being would improve because you go to classes and meet people and make new friends so exercise = more friends+ and greater social well being. Exercise helps your mental well-being because you deal with stress and new skills and tactics giving you focus and determination. It also helps when the day is bad for oneself you can go out and relieve stress and tension that has built up during the day. Exercise helps physically because overweight people burn body fat and skinny people build muscles and give them a nice shape. It also prevents heart disease and high blood pressure, back pain and some cancers. Swimming and walking help people with asthma and all this gives a higher life expectancy so exercise looks good for everyone but too much can cause illness and make yo u more susceptible to flu. The reason for training is to improve your ability to take part in physical activity. Training has certain principles that apply no matter no matter what sport you undertake. These are: (S) Specificity (P) Progression (O) Overload (R) Reversibility (T) This is there because it is a simple way of remembering the principles of training Specificity Any type of training must be suitable or specific to the activity that you are training for E.g. A strength building programme will not train your body in order to run a marathon. Aswell as choosing a type of training you may wish to train concentrate on part of the body too E.g. strength building on the legs. SPECIFIC EXERCISES WILL NOT PRODUCE SPECIFIC RESULTS Each activity will have different specific demands. Most physical activities require a combination of exercises and it is important to analyse exactly what is required and those requirements can be met. It will even be necessary to identify relevant muscle groups. Overload This is making the body work harder than normal in order to improve it. Overload can be achieved in the following ways. Frequency of training: To start with you may only train twice a week with a recovery period in between. This could be increased to every other day and then to five times a week to create overload. Intensity: You can increase the intensity by simply working harder at the training method you are using e.g. twenty minute jog at 50 % of max speed increased to twenty minute jog at 60 % of max speed. Time/ Duration: Refers to the length of each training session and this should be made longer to achieve overload. Unfortunately we can’t increase the time of each session because we are confined to lesson times. Your body responds to overload by adapting to it. Used sensibly it will lead to an improvement. Progression The training you are doing and particularly the amount of overload must be increased progressively. In other words, as your adapts to the increased demands that you are putting on it, then that demand should be steadily increased. If you sty at the same level so will your fitness, but you must not do too much too soon, this will lead to injury. Reversibility If you either stop or decrease your training you go into reverse and lose the effect. There are three heart rate zones they are normal, which is below 60% of your highest heart rate and there is aerobic respiration, which is above 60% of your max heart rate, and below 85% of max heart rate then there is anaerobic respiration, which is above 85% of max heart rate. When your heart rate is normal this means no benefit from training so this is bad so I have to make myself go above 60% of my max heart rate for someone my age because everyone has a different heart rate. It is believed that your max heart rate is 220- your own age e.g. 220 – 15 = 205 beats a minute which is extremely fast therefore 123 is my aerobic point and 174 is my anaerobic point. A way you can see your anaerobic point is on this graph: To make my fitness programme effective for my current level of fitness I will use many bits of information gathered such as the results from nine fitness tests preformed in class times also I will use whether recent illness has effected my performance of late. The results were in a table like this one: This table shows that I had an average attempt but can improve in allot of areas so I will focus on these areas. The areas that most concerns me is co-ordination and reactions this is because they are needed most of the time playing football e.g. when I need to dribble and look up for options so this is good when a cross can get into the box. Reactions are needed in football when the ball can’t be seen when it is crossed then at the last minute you see it and need to control it. So in my programme I will be using this information to get these different fitness components improved. Over the last two weeks I have had lots to eat this being bad food for fitness because it is that time of year so this may effect my ability at the start of the course. I have had no real illness but the slight illness has now gone and I am back to normal and fighting fit. My football skills always need to be improved so I will use practices to improve passing and shooting techniques so these will be included to my fitness programme. Also I will do a little on control because it makes no harm practicing that. You should always do a warm up before each main activity because it is light exercise to get the blood pumping around the body. Also during a warm up your muscles get by the blood flowing around them gets faster and this lowers the risk of injury. The warm up also heats up synovial fluid this makes joints more mobile. When stretching in a warm up this helps muscles, tendons and ligaments from getting strained. When doing simple skills this your muscles but also helps psychologically. So this light exercise helps all three elements of health if doing in a group. In a good warm up before any sport there should be three main phases a gross body movement stage where by you do simple jogging for a long time doing such things as bringing your knees up to your chest, flicking your bottom with your heels then when you feel it is good gradually get faster into sprinting. This is to get the blood pumping around your body this also may improve slightly on cardio vascular endurance. Remember go from slow to a faster speed. My gross body movement arrangement can be shown in this diagram: The second stage of any warm up should be stretching this will help loosen the main joints this also helps to stop muscles, tendons and ligaments straining. The stretching phase should start from your ankles upwards stretching nearly every muscle. To improve flexibility you should stretch from 10-30 seconds and doing it regularly should be 8-10 seconds. The stretches used should be one as these: The next stage in the warm up is the skills stage, which helps the psychological side giving focus and determination. In this stage there should be simple tasks, which involve skills needed in a game e.g. passing against the wall controlling it and passing again and other various simple tasks. After the main activity there should be a cool down this should be included because helps your body recover after vigorous activity. Like the warm up this has phases but only two they are gross body movement and stretching. The gross body movement stage this time is to give oxygen to the muscles meaning lactic acid can be removed thus giving the muscle less stiffness. During the warm up you go from slow to fast this time go from fast to slow. Use many of the techniques shown in section five on the warm up. Finish off the cool down with some stretches this should loosen your muscles and prevent stiffness because usually after exercise muscles are often tight. As before in the warm up go from ankles upwards. Use the stretches shown in the warm up section. To monitor my performance of my activities in the 6 sessions I will use this table: I have used this table because it sets a target for each session and shows how close I was to meeting the target so if my sessions are good I should reach the target easily each time. I will make sure that the area is safe for others and myself. I will pack things away and leave them in safe places and make sure they are out of the way. I will try to set up things in an area that is out of the way of other people so noone is harmed. I will put things away immediately away after use. I will wear suitable clothing that is easy to do all the activities required. How to cite Fitness program for Football, Papers

The Great Influenza free essay sample

The Great Influenza is an account of the 1918 flu epidemic written by John M. Barry. Barry writes about scientists and their research of the great epidemic that killed thousands of people. John M. Barry uses many rhetorical strategies in his story to characterize scientific research. He also uses descriptive words to help the reader envision the story. Barry uses repetition to convey his point across to the reader about scientific research. Barry talks about the certainty and uncertainty in the field of science throughout his accounts, Certainty creates strength. Certainty gives one something upon which to lean. By using repetition, Barry is able to instill the ideas he has about the field of science to the reader over and over again. Not only does he talk about the certainties in life, but the uncertainties as well, Uncertainty creates weakness. Uncertainty makes one tentative if not fearful, and tentative steps, even when in the right direction, may not overcome significant obstacles. We will write a custom essay sample on The Great Influenza or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page By using the strategy of repetition, the reader gets a real sense of how the author feels about certain subjects. Barry’s use of descriptive words allows the audience to further understand his purpose of the challenges of experiments and the qualities that come from it. In describing the decisions that scientists must make, Barry describes work as â€Å"grunt† and â€Å"tedious. Through these words the reader realizes that a scientist does experience a complicated workload. He also uses words such as â€Å"strength† and â€Å"courage† in order to describe the characteristics that are needed to overcome the uncertainty that is so common in science. While describing a scientist’s journey into the â€Å"unknown,† Barry uses words such as â€Å"wilderness† and â€Å"frontier† which further illustrate the uncertainties mentioned. Barry also describes a researcher as someone who paves ways for everyone else. Research is so much more, it leaves roads for so many other things; that’s why is has to be so precise and accurate. â€Å"A single step can also take one off a cliff. † Barry says this in the passage to show the preciseness of science. One mistake can lead to so many problems for everything else, but it can also lead to something new. John M. Barry uses many rhetorical strategies to portray his views of scientific research. He explains the certainty and uncertainty of a scientist to overcome the hardship of their work.

The Yellow Wallpaper †Journey into Insanity Essay Thesis Example For Students

The Yellow Wallpaper – Journey into Insanity Essay Thesis The Yellow Wallpaper Journey into InsanityIn The Yellow Wallpaper, by Charlotte Perkins Gilman, thedominant/submissive relationship between an oppressive husband and hissubmissive wife pushes her from depression into insanity. Flawed human nature seems to play a great role in her breakdown. Herhusband, a noted physician, is unwilling to admit that there might really besomething wrong with his wife. This same attitude is seen in her brother, whois also a physician. While this attitude, and the actions taken because of it,certainly contributed to her breakdown; it seems to me that there is arebellious spirit in her. Perhaps unconsciously she seems determined to provethem wrong. As the story begins, the woman whose name we never learn tells of herdepression and how it is dismissed by her husband and brother. You see, hedoes not believe I am sick! And what can one do? If a physician of highstanding, and ones own husband, assures friends and relatives that there isreally nothing the matter with one but temporary nervous depression a slighthysterical tendency what is one to do? (Gilman 193). These two men bothdoctors seem completely unable to admit that there might be more to hercondition than than just stress and a slight nervous condition. Even when asummer in the country and weeks of bed-rest dont help, her husband refuses toaccept that she may have a real problem. Throughout the story there are examples of the dominant submissiverelationship. She is virtually imprisoned in her bedroom, supposedly to allowher to rest and recover her health. She is forbidden to work, So I . . . amabsolutely forbidden to work until I am well again. (Gilman 193). She is noteven supposed to write: There comes John, and I must put this away he hatesto have me write a word. (Gilman 194). She has no say in the location or decor of the room she is virtuallyimprisoned in: I dont like our room a bit. I wanted . . . But John would nothear of it. (Gilman 193). She cant have visitors: It is so discouraging not to have any advice andcompanionship about my work. . . but he says he would as soon put fireworks inmy pillow-case as to let me have those stimulating people about now. (Gilman196). Probably in large part because of her oppression, she continues to decline. I dont feel as if it was worthwhile to turn my hand over for anything. . .(Gilman 197). It seems that her husband is oblivious to her declining conditon,since he never admits she has a real problem until the end of the story atwhich time he fainted. John could have obtained council from someone less personally involved inher case, but the only help he seeks was for the house and baby. He obtains ananny to watch over the children while he was away at work each day: It isfortunate Mary is so good with the baby. (Gilman 195). And he had his sisterJennie take care of the house. She is a perfect and enthusiastic housekeeper.(Gilman 196). He does talk of taking her to an expert: John says if I dont pick upfaster he shall send me to Weir Mitchell in the fall. But she took that as athreat since he was even more domineering than her husband and brother. Not only does he fail to get her help, but by keeping her virtually aprisoner in a room with nauseating wallpaper and very little to occupy her mind,let alone offer any kind of mental stimulation, he almost forces her to dwell onher problem. Prison is supposed to be depressing, and she is pretty close tobeing a prisoner. .u36ee4f820ca96e82813b41727c3e6740 , .u36ee4f820ca96e82813b41727c3e6740 .postImageUrl , .u36ee4f820ca96e82813b41727c3e6740 .centered-text-area { min-height: 80px; position: relative; } .u36ee4f820ca96e82813b41727c3e6740 , .u36ee4f820ca96e82813b41727c3e6740:hover , .u36ee4f820ca96e82813b41727c3e6740:visited , .u36ee4f820ca96e82813b41727c3e6740:active { border:0!important; } .u36ee4f820ca96e82813b41727c3e6740 .clearfix:after { content: ""; display: table; clear: both; } .u36ee4f820ca96e82813b41727c3e6740 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u36ee4f820ca96e82813b41727c3e6740:active , .u36ee4f820ca96e82813b41727c3e6740:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u36ee4f820ca96e82813b41727c3e6740 .centered-text-area { width: 100%; position: relative ; } .u36ee4f820ca96e82813b41727c3e6740 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u36ee4f820ca96e82813b41727c3e6740 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u36ee4f820ca96e82813b41727c3e6740 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u36ee4f820ca96e82813b41727c3e6740:hover .ctaButton { background-color: #34495E!important; } .u36ee4f820ca96e82813b41727c3e6740 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u36ee4f820ca96e82813b41727c3e6740 .u36ee4f820ca96e82813b41727c3e6740-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u36ee4f820ca96e82813b41727c3e6740:after { content: ""; display: block; clear: both; } READ: Mona Recinos EssayPerhaps if she had been allowed to come and go and do as she pleased herdepression might have lifted: I think sometimes that if I were only wellenough to write a little it would relieve the press of ideas and rest me.(Gilman 195). It seems that just being able to tell someone how she really feltwould have eased her depression, but John wont hear of it. The lack of anoutlet caused the depression to worsen: . . . I must say what I feel and thinkin some way it is such a relief! But the effort is getting to be greaterthan the relief. (Gilman 198). Meanwhile her reaction is to seek to prove him wrong. John is a physician,and perhaps . . . perhaps that is one reason I do not get well faster. You seehe does not believe I am sick! And what can one do? (Gilman 193). It seemsto me that while putting on an appearance of submission she was frequentlyrebelling against her husbands orders. She writes when there is nobody aroundto see her, she tries to move her bed, but always keeps an eye open for someonecomming. This is obvious throughout the story. It also seems to me that, probably because of his oppressive behaviour, shewants to drive her husband away. John is away all day, and even some nightswhen his cases are serious. I am glad my case is not serious! (Gilman 195). As her breakdown approaches she actually locks him out of her room: I havelocked the door and thrown the key down into the front path. I dont want to goout, and I dont want to have anybody come in, till John comes. I want toastonish him. (Gilman 203). I see no reason for this other than to force himto see that he was wrong, and, since she knew he couldnt tolerate hysteria, todrive him away. Works CitedGilman, Charlotte Perkins. The Yellow Wallpaper. 1892. The New England Magazine. Reprinted in Lives Moments An Introduction to Short Fiction by HansOstrom. Hold, Orlando, FL 1991. English

How to Write a Descriptive Essay About a Person Sample

How to Write a Descriptive Essay About a Person SampleHow to write a descriptive essay about a person is the question that almost all students will come up against at some point in their career. While it is important to have a decent grasp of how a college works, it can also be very important to have a grasp of how to write a descriptive essay about a person. Whether you are getting ready for college or writing your own application, it's a good idea to make sure that you understand how to come up with a good essay.If you're not sure what to do, you might want to take some time to consider what a descriptive essay is, first. In a nutshell, a descriptive essay is one that describes or 'explains' an experience, trait, quality, or attribute of a person. Writing a good descriptive essay about a person should be a very personal experience for you, and a good place to start is with asking yourself, 'What did I learn from this person?'When you read through your essays and look at them from a nother perspective, it helps to think of what you learned from your past year college experience. These experiences may have been positive or negative, but in any case, you may have gained valuable information about yourself that you may want to take back and consider. For example, if you had a difficult time making new friends in high school, maybe it was because you weren't comfortable in group settings. In short, a descriptive essay about a person can help you understand how you may have behaved in the past and give you a better understanding of yourself today.You also need to take into account the type of academic activity that you engaged in as a teenager and an adult, such as athletics, working with kids, volunteering, participating in community service, and so on. These are all experiences that could have left a lasting impact on you, either positively or negatively. Don't forget that as a teenager, you could very well have made mistakes and may not have been able to handle t hings on your own; therefore, it would make sense to include these experiences in your essays to bring them to life.When you are creating a sample descriptive essay, you can use this information to supplement your story. Of course, one of the best ways to begin this process is to create a general outline and then organize the topics into your own unique viewpoint. Keep in mind that not every topic needs to be a detailed, on-point description of the experience; just as you can describe your love of exercise if you want to.For example, if you find that you enjoyed writing a report about your children, but struggled with how to write a descriptive essay about them, you can use this information to inject an element of personalization into your essay. Instead of describing how they were your favorite toys or their favorite toy, talk about what their favorite toy is now. Or you can describe what they used to play with and mention how much fun they have been having with that toy now.The re ason why the examples above are so useful is because when you write a descriptive essay about a person, you are not limited to what you can write about; you can include feelings, observations, and insight from an independent perspective. The key is to develop your own personal voice and move beyond merely repeating information and facts.When you follow these steps, you'll soon be able to write a sample descriptive essay. That will be a major step forward in your success in college and beyond.

Bacterial Growth Requirements

Bacterial Growth Requirements Free Online Research Papers Bacteria are single celled organisms that can only be seen with a microscope. They are so small that scientists measure them in micrometers. A micrometer is equal to one millionth of a meter. On average, a bacterium is equal to one micrometer long. This would mean that the head of a pin could hold hundreds of thousands of these microorganisms. Bacteria, which can be traced back 3.5 billion years, live all around us and also inside us. They are in the air, soil and water of the earth and in plants and animals as well. In humans bacteria can be found in many places. They are on skin surfaces, the inner surfaces of our nose, throat, stomach and intestines, to name a few. The only places you normally don’t find bacteria in our bodies, according to Encarta,† is in the muscles, blood and the nervous system.† They can, however, invade these areas and cause our immune system to get rid of them. Generally, most bacteria live in or on our bodies and help prevent disease. (pg.2) According to Alcamo’s Fundamentals of Microbiology,† growth in the microbial world usually refers to an increase in the population size†. Bacteria reproduce asexually using a process called binary fission. Binary fission involves cytokinesis which is an inward pinching of the cell wall that separates it into two. This process occurs after a cell has grown large enough to divide. Under the right conditions some bacteria can reproduce in 15 to 20 minutes. This means that one cell can become two in that time and those two will then become four cells in about half an hour. After 6 hours, in ideal conditions, one bacterial cell can become 131,000 or more bacteria. (pg.139) In order for bacteria to grow and reproduce they need nutrients and other outside factors. The nutrients are absorbed through pores in the cell wall and passed into the cytoplasm. Some examples of the factors important to cell growth are oxygen, temperature and pH level. â€Å"A thermophile grows at high temperatures, an acidophile grows at low pH, and an osmophile grows at high solute concentration,† are according to textbookofbacteriolgy.com, which shows how the names correspond with growth conditions. (pg.8) Temperature has been deemed one of the most important factors for growth because each species has an ideal growth temperature. The temperature range for these bacteria is a range of approximately 30 degrees with their ideal temp being somewhere in the middle. For example, â€Å"the thermophiles mentioned earlier multiply best at 60 degrees Celsius but still multiply between 40 and 70 degrees,† according to Alcamo’s Fundamentals of Microbiology. They tend to multiply better at the higher temperatures than they do at the lower ones. There are, however, cells that are opposite of this and would multiply better at lower temperatures than they would at the higher ones. (pg.147) The next factor important for growth is oxygen. Many bacteria depend highly on oxygen and those are called aerobic cells. Oxygen in aerobic cells is used to make energy which is important for cell function and growth. There are, however, cells that don’t need oxygen and these are called anaerobic. Anaerobic cells would, obviously, use means other than oxygen for their energy source. The pH level, which refers to the acidity or alkalinity level, is very important to bacterial cells. The cytoplasm in most of them has a pH level of 7.0 which is in the neutral range. This would make it important for these cells to be in an environment with a similar level in order for them to grow. There are cells that are more tolerant to lower acid levels and can survive in them. However, the majority don’t grow well in acidic environments. In the human body this is good news for the stomach. The acid levels here would help deter disease and keep bacteria from reaching other areas beyond the stomach. As stated previously, bacteria are everywhere and in most cases are harmless and beneficial. However, there are bacteria that cause disease and when the immune system is not functioning properly they can invade areas of the body. Generally harmless bacteria can also become a problem if they enter the body through a cut or injury and make their way into the bloodstream. The bloodstream is one of the areas bacteria are not normally found and in the case of a weak immune system it would be an ideal place for them to multiply. For many cells the temperature, oxygen and pH levels are perfect in the bloodstream, for growth, and this can cause many problems for the human body. Other places that bacteria can grow which are harmful to a person are food and water. When they multiply to high numbers on things that we ingest it can cause food poisoning and other serious and sometimes deadly diseases. The human immune system is designed to help keep bacteria counts at a normal range to keep us healthy and to fight off attacks of harmful bacteria. There are also other ways in which we can protect ourselves if our immune system is weak. One way is through antibiotics which are antibacterial drugs that are a very important part of the battle with bacteria. However, in time bacteria can become immune to antibiotics so they are no longer effective. Other ways to insure good health and good bacteria counts is through vaccines and maintaining healthy clean environments. These methods will help to prevent bacteria spread and a large number of health issues that go along with it. References Marquis, Robert E. (2007). Bacteria. Encarta.msn.com. Retrieved June 29, 2007, from http://encarta.msn.com/text_761574409___0/Bacteria.html Pommerville, Jeffrey C. (2007) Alcamo’s Fundamentals of Microbiology. Eighth Edition. Todar, Kenneth (2004) University of Wisconsin-Madison Department of Bacteriology. Nutrition and Growth of Bacteria. Retrieved June 25, 2007, from http://textbookofbacteriology.net/nutgro.html Research Papers on Bacterial Growth RequirementsGenetic EngineeringInfluences of Socio-Economic Status of Married MalesNever Been Kicked Out of a Place This NiceBionic Assembly System: A New Concept of SelfResearch Process Part OneThe Masque of the Red Death Room meaningsMarketing of Lifeboy Soap A Unilever ProductDefinition of Export QuotasPETSTEL analysis of IndiaIncorporating Risk and Uncertainty Factor in Capital

Free Essays on Polks Address To Congress

Fellow Citizens of the Senate and of the House of Representatives In resuming your labors in the service of the people it is a subject of congratulation that there has been no period in our past history when all the elements of national prosperity have been so fully developed. Since your last session no afflicting dispensation has visited our country. General good health has prevailed, abundance has crowned the toil of the husbandman, and labor in all its branches is receiving an ample reward, while education, science, and the arts are rapidly enlarging the means of social happiness. The progress of our country in her career of greatness, not only in the vast extension of our territorial limits and the rapid increase of our population, but in resources and wealth and in the happy condition of our people, is without an example in the history of nations. As the wisdom, strength, and beneficence of our free institutions are unfolded, every day adds fresh motives to contentment and fresh incentives to patriotism. Our devout and sincere acknowledgements are due to the gracious Giver of All Good for the numberless blessings which our beloved country enjoys. It is a source of high satisfaction to know that the relations of the United States with all other nations, with a single exception, are of the most amicable character. Sincerely attached to the policy of peace early adopted and steadily pursued by this Government. I have anxiously desired to cultivate and cherish friendship and commerce with every foreign power. The spirit and habits of the American people are favorable to the maintenance of such international harmony. In adhering to this wise policy, a preliminary and paramount duty obviously consists in the protection of our national interests from encroachment or sacrifice and our national honor from reproach. These must be maintained at any hazard. They admit of no compromise or neglect, and must be scrupulously and co... Free Essays on Polk's Address To Congress Free Essays on Polk's Address To Congress Fellow Citizens of the Senate and of the House of Representatives In resuming your labors in the service of the people it is a subject of congratulation that there has been no period in our past history when all the elements of national prosperity have been so fully developed. Since your last session no afflicting dispensation has visited our country. General good health has prevailed, abundance has crowned the toil of the husbandman, and labor in all its branches is receiving an ample reward, while education, science, and the arts are rapidly enlarging the means of social happiness. The progress of our country in her career of greatness, not only in the vast extension of our territorial limits and the rapid increase of our population, but in resources and wealth and in the happy condition of our people, is without an example in the history of nations. As the wisdom, strength, and beneficence of our free institutions are unfolded, every day adds fresh motives to contentment and fresh incentives to patriotism. Our devout and sincere acknowledgements are due to the gracious Giver of All Good for the numberless blessings which our beloved country enjoys. It is a source of high satisfaction to know that the relations of the United States with all other nations, with a single exception, are of the most amicable character. Sincerely attached to the policy of peace early adopted and steadily pursued by this Government. I have anxiously desired to cultivate and cherish friendship and commerce with every foreign power. The spirit and habits of the American people are favorable to the maintenance of such international harmony. In adhering to this wise policy, a preliminary and paramount duty obviously consists in the protection of our national interests from encroachment or sacrifice and our national honor from reproach. These must be maintained at any hazard. They admit of no compromise or neglect, and must be scrupulously and co...